.ab-article{--ab-primary:#3157d5;--ab-primary-dark:#1f3da4;--ab-primary-soft:#eef3ff;--ab-accent:#12a594;--ab-accent-soft:#eafaf7;--ab-warning:#f59e0b;--ab-danger:#d94b4b;--ab-text:#202536;--ab-muted:#667085;--ab-line:#e5eaf2;--ab-bg:#f6f8fc;--ab-card:#fff;--ab-shadow:0 14px 40px rgba(25,42,89,.08);max-width:1120px;margin:0 auto;color:var(--ab-text);font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.72}.ab-article *{box-sizing:border-box}.ab-article p{margin:0 0 18px}.ab-article ul,.ab-article ol{margin:0 0 22px;padding-left:24px}.ab-article li{margin-bottom:9px}.ab-article .ab-hero{position:relative;overflow:hidden;padding:56px 52px;margin-bottom:36px;border-radius:30px;background:radial-gradient(circle at top right,rgba(18,165,148,.28),transparent 34%),linear-gradient(135deg,#152b70 0%,#3157d5 58%,#5f79dd 100%);color:#fff;box-shadow:0 24px 60px rgba(49,87,213,.24)}.ab-article .ab-hero::after{content:"";position:absolute;width:300px;height:300px;right:-100px;bottom:-130px;border-radius:50%;background:rgba(255,255,255,.11)}.ab-article .ab-hero h1{position:relative;z-index:2;max-width:920px;margin:0 0 26px;color:#fff!important;font-size:clamp(36px,5vw,56px)!important;font-weight:500!important;line-height:1.1!important;letter-spacing:-.035em;text-shadow:0 4px 18px rgba(12,29,83,.24)}.ab-article .ab-hero h1::after{content:"";display:block;width:118px;height:5px;margin-top:22px;border-radius:30px;background:linear-gradient(90deg,#70d8ff 0%,#fff 100%);box-shadow:0 4px 14px rgba(255,255,255,.22)}.ab-article .ab-hero p{position:relative;z-index:2;max-width:860px;margin:0;color:#fff!important;font-size:19px;line-height:1.65;opacity:.96}.ab-article h2{position:relative;margin:62px 0 24px;padding-bottom:16px;color:#172033!important;font-size:clamp(27px,3.2vw,38px)!important;font-weight:500!important;line-height:1.24!important;letter-spacing:-.025em}.ab-article h2::after{content:"";display:block;width:72px;height:4px;margin-top:15px;border-radius:10px;background:linear-gradient(90deg,var(--ab-primary),#6f8eff)}.ab-article h3{margin:36px 0 15px;color:#25304a!important;font-size:23px!important;font-weight:500!important;line-height:1.35!important;letter-spacing:-.015em}.ab-article .ab-lead{color:#3b4357;font-size:20px;line-height:1.7}.ab-article .ab-note,.ab-article .ab-warning,.ab-article .ab-success{padding:24px 26px;margin:28px 0;border-radius:18px;box-shadow:var(--ab-shadow)}.ab-article .ab-note{background:#eef3ff;border-left:5px solid var(--ab-primary)}.ab-article .ab-warning{background:#fff8e8;border-left:5px solid var(--ab-warning)}.ab-article .ab-success{background:var(--ab-accent-soft);border-left:5px solid var(--ab-accent)}.ab-article .ab-note strong,.ab-article .ab-warning strong,.ab-article .ab-success strong{display:inline-block;margin-bottom:6px;color:#172033;font-weight:600}.ab-article .ab-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:28px 0}.ab-article .ab-card{padding:24px;background:#fff;border:1px solid var(--ab-line);border-radius:20px;box-shadow:var(--ab-shadow);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.ab-article .ab-card:hover{transform:translateY(-5px);border-color:#cbd7ff;box-shadow:0 20px 44px rgba(25,42,89,.13)}.ab-article .ab-card strong{display:block;margin-bottom:8px;color:#172033;font-size:19px;font-weight:600}.ab-article .ab-card p{margin:0;color:var(--ab-muted);font-size:15px}.ab-article .ab-table-wrap{width:100%;overflow-x:auto;margin:28px 0 36px;background:#fff;border:1px solid var(--ab-line);border-radius:20px;box-shadow:var(--ab-shadow);-webkit-overflow-scrolling:touch}.ab-article table.ab-table{width:100%!important;min-width:720px;margin:0!important;border:0!important;border-collapse:separate!important;border-spacing:0!important;background:#fff!important}.ab-article table.ab-table thead,.ab-article table.ab-table thead tr{background:linear-gradient(135deg,var(--ab-primary-dark),var(--ab-primary))!important}.ab-article table.ab-table thead th{padding:18px 20px!important;background:linear-gradient(135deg,var(--ab-primary-dark),var(--ab-primary))!important;color:#fff!important;border:0!important;text-align:left!important;vertical-align:middle!important;font-size:15px!important;font-weight:600!important;line-height:1.45!important;letter-spacing:.01em}.ab-article table.ab-table thead th:first-child{border-top-left-radius:18px}.ab-article table.ab-table thead th:last-child{border-top-right-radius:18px}.ab-article table.ab-table tbody tr{background:#fff!important;transition:background .2s ease}.ab-article table.ab-table tbody tr:nth-child(even){background:#f8faff!important}.ab-article table.ab-table tbody td{padding:18px 20px!important;color:#343b4f!important;background:0 0!important;border:0!important;border-bottom:1px solid var(--ab-line)!important;vertical-align:top!important;font-size:15px!important;line-height:1.58!important}.ab-article table.ab-table tbody tr:hover,.ab-article table.ab-table tbody tr:hover td{background:#eef3ff!important}.ab-article table.ab-table tbody tr:last-child td{border-bottom:0!important}.ab-article .ab-badge{display:inline-flex!important;align-items:center;padding:7px 11px!important;border-radius:999px;font-size:13px!important;font-weight:600!important;line-height:1.3;white-space:nowrap}.ab-article .ab-badge--good{color:#0c7f62!important;background:#e8f8f2!important}.ab-article .ab-badge--mid{color:#9a6600!important;background:#fff4d8!important}.ab-article .ab-badge--info{color:#3157d5!important;background:#eaf0ff!important}.ab-article .ab-badge--risk{color:#bc3535!important;background:#fdecec!important}.ab-article .ab-steps{counter-reset:abstep;display:grid;gap:16px;margin:26px 0}.ab-article .ab-step{counter-increment:abstep;position:relative;padding:22px 24px 22px 78px;background:#fff;border:1px solid var(--ab-line);border-radius:18px;box-shadow:var(--ab-shadow)}.ab-article .ab-step::before{content:counter(abstep);position:absolute;top:20px;left:22px;width:40px;height:40px;display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,var(--ab-primary),var(--ab-accent));border-radius:12px;font-weight:700}.ab-article .ab-faq{margin-top:34px}.ab-article .ab-faq details{overflow:hidden;margin-bottom:15px;background:#fff;border:1px solid var(--ab-line);border-radius:18px;box-shadow:0 8px 25px rgba(25,42,89,.06);transition:border-color .25s ease,box-shadow .25s ease,transform .25s ease}.ab-article .ab-faq details:hover{border-color:#cbd7ff;box-shadow:0 14px 34px rgba(25,42,89,.1)}.ab-article .ab-faq details[open]{border-color:#b9c8ff;box-shadow:0 16px 38px rgba(49,87,213,.11)}.ab-article .ab-faq summary{position:relative;display:flex;align-items:center;min-height:76px;padding:20px 76px 20px 24px;color:#172033!important;cursor:pointer;list-style:none!important;font-size:18px;font-weight:500!important;line-height:1.45;outline:none}.ab-article .ab-faq summary::-webkit-details-marker{display:none!important}.ab-article .ab-faq summary::marker{display:none!important;content:""}.ab-article .ab-faq summary::before{content:"+";position:absolute;top:50%;right:22px;width:40px;height:40px;display:grid;place-items:center;transform:translateY(-50%);color:#fff;background:linear-gradient(135deg,var(--ab-primary-dark),var(--ab-primary));border-radius:50%;box-shadow:0 8px 18px rgba(49,87,213,.22);font-size:29px;font-weight:300;line-height:1;transition:transform .25s ease,background .25s ease}.ab-article .ab-faq details[open] summary::before{content:"−";transform:translateY(-50%) rotate(180deg);background:linear-gradient(135deg,var(--ab-primary),#6582eb)}.ab-article .ab-faq summary:hover::before{transform:translateY(-50%) scale(1.07)}.ab-article .ab-faq details[open] summary:hover::before{transform:translateY(-50%) rotate(180deg) scale(1.07)}.ab-article .ab-faq details p{margin:0;padding:0 76px 24px 24px;color:#4a5266;font-size:16px;line-height:1.7}.ab-article .ab-faq details[open] summary{color:var(--ab-primary-dark)!important}.ab-article .ab-cta{margin-top:50px;padding:36px;color:#fff;background:linear-gradient(135deg,#172f7d,#3157d5);border-radius:24px;box-shadow:0 20px 50px rgba(49,87,213,.22)}.ab-article .ab-cta h2{margin-top:0;color:#fff!important}.ab-article .ab-cta h2::after{background:linear-gradient(90deg,#70d8ff,#fff)}.ab-article .ab-cta p{color:#fff!important}@media (max-width:860px){.ab-article{font-size:16px}.ab-article .ab-hero{padding:38px 28px;border-radius:24px}.ab-article .ab-hero h1{font-size:clamp(34px,8vw,46px)!important}.ab-article .ab-grid{grid-template-columns:1fr}.ab-article table.ab-table{min-width:680px}.ab-article .ab-faq summary{padding-right:70px;font-size:17px}}@media (max-width:560px){.ab-article .ab-hero{padding:30px 20px;border-radius:20px}.ab-article .ab-hero h1{font-size:34px!important;line-height:1.14!important}.ab-article .ab-hero p{font-size:17px}.ab-article h2{margin-top:50px;font-size:28px!important}.ab-article h3{font-size:21px!important}.ab-article .ab-note,.ab-article .ab-warning,.ab-article .ab-success,.ab-article .ab-card,.ab-article .ab-cta{padding:21px}.ab-article .ab-step{padding:21px 18px 21px 67px}.ab-article .ab-step::before{left:17px}.ab-article table.ab-table thead th,.ab-article table.ab-table tbody td{padding:14px 16px!important;font-size:14px!important}.ab-article .ab-faq summary{min-height:72px;padding:18px 65px 18px 18px;font-size:16px}.ab-article .ab-faq summary::before{right:16px;width:36px;height:36px;font-size:26px}.ab-article .ab-faq details p{padding:0 18px 22px;font-size:15px}}